BANK defamation JABAR BANTEN
Customers AGAINST THE
AUCTION CASE fictional
Chronological case
1. On 7 November 1985 Ny.Rochatin Atmanah get credit from Bank Pembangunan Daerah (BPD) is now PT.Bank Garut West Java and Banten branch of Garut is Rp 7.500.000, - (seven million five hundred thousand) according to the loan agreement No.4379 / BPD/Grt/1985, with the Guarantee in the form of land and land area of 974 M2 building located in Jln.Pramuka No.11, Kelurahan Pakuwon, Kota Garut District, Certificate of Property No.205. Ny.Rochatin Atmanah.
2. In return the credit Ny.Rochatin Atmanah can only pay the flowers. However, on 11 April 1989 the credit settlement. Ny Rochatin Atmanah by PT. Bank Jabar Banten branch and Garut in bestowed to the Bureau of State Debts and Auction (BUPLN) Region IV Bandung with a number of debts to be paid as much as Rp 11,437,500, - (eleven million four hundred thirty-seven thousand five hundred rupiah). As the debtor is acting in good faith attempt to return it Ny.Rochatin Atmanah way menyicil.
3. However, on February 22, 1992 Bureau of State Debts and Auction (BUPLN) Region IV Bandung Ny.Rochatin confiscated property insurance Atmanah by setting the remaining debt of Rp 7,687,500, - (seven million six hundred and eighty-seven thousand five hundred rupiah). This is very confusing because Ny.Rochatin Atmanah debt above the rest did not make Ny.Rochatin Atmanah stop well-intentioned attempt to make payments on the remaining debt, then the Ny, Rochatin Atmanah make payments on;
- Dated March 11, 1992 amounted to Rp 2.200.000, - (two million two hundred thousand rupiah)
- Dated May 17, 1992 amounted to Rp 2.500.000, - (two million five hundred thousand rupiah),
- Dated October 27, 1992 amounting to Rp 55.000, - (fifty-five thousand rupiah),
- Dated January 16, 1993 amounting to Rp 55.000, - (fifty-five thousand rupiah).
Recorded at the Bank Jabar Branch Garut mortgage payments a / n.Ny.Rochatin Atmanah from the date of 14 April 1990 s / d May 17, 1992 for USD 8820 .. 000, - (eight million eight hundred twenty thousand dollars), while the payment on the date October 27, 1992 and January 16, 1993 was not recorded in the PT. Bank Jabar Banten branch of Garut when there is genuine evidence.
4. On March 2, 1993 before the first auction held Ny.Rochatin Atmanah to pay off the remaining debt receivables and Bureau of State Auction (BUPLN) Regional IV Bandung, regardless of the applicable rules of law that the debt payments. Rochatin Atmanah are not accepted on the grounds of debt. Ny.Rochatin Atmanah associated with the other debtors or credit agreement which agunannya stand on their own, with a statement of reasons Achmad Denny Thofarid dated May 18, 1987 that the results of the trial date of 6 September 1994 is used as the strength of evidence presented by the PT. Bank Jabar Banten branch of Garut, was not an authentic certificate / notarial deed in terms under which the hand has a good legal defect or material formal decision pointed MARI November 29, 1988 No.381K/Sip/1985.
The Ny.Rochatin Atmanah never act as AVALIS. And according to the court that the statement that aims to Penanggungan third-party debt receivables should be made based on the forms issued by the bank / lender in question or by a notarial deed or the determination of the judge, not the form of an affidavit dated Thofarid Achmad Denny May 18, 1987 . And the deed is very different from the letter certified by notary public in the strength of evidence.
5. Although Ny.Rochatin Atmanah remaining debt of Rp 2,617,500, - (two million six hundred and seventeen thousand five hundred dollars) is a very significant amount of Rp 11,437,500 - Rp 8,820,000, -.
On March 15, 1993 auction of re-implemented without prior notice officially where the collateral (Ny.Rochatin Atmanah) at the time was ill narrowing of blood vessels in the head. Very ironic auction was not conducted but also according to human NJOP land prices in 1994 alone amounted to Rp 216,908,000, - (two hundred and sixteen million nine hundred eight thousand dollars) equal to the market price approximately Rp 400.000.000, - ( four hundred million rupiah).
Fiktip declared the winning bidder (false) by the court, and the implementation process of bidding on March 3, 1993 and March 15, 1993 (without notice to the debtor) is not through the correct procedures under the Law No.49 year 1960 also Prp State Gazette No. 1908. 1940 LN 189 jo no.56 has been amended and supplemented by cash payments to the government ... ... and so on.
At that time, according to the information officer and PT Bank Jabar Banten branch of Garut, that catcher is the Sdr auction. Djam Djam Nur, which is the case then the land has been transferred to Ny.Drg.Herawati Kemal and Kemal Masduki. Later known that Djam Djam Sdr.Nur never been a resident at the new address of the District Court described Class I Bandung. This proves that the Sdr.Nur Djam Djam Fiktip auction buyers.
6. That errors and irregularities and the PT Bank Jabar Banten branch of Garut (abuse of authority) resulted Family Ny.Rochatin Atmanah lost land and homes and other buildings where the moral and material losses are inevitable. A customer of Bank of the Republic of Indonesia that has no such power Ny.Rochatin Atmanah families to get treatment called fair, self-esteem is determined only parties who have jobs and wealth all over the depersonalisation applied in such a way.
7. That very belief Ny.Rochatin Atmanah judicial mechanisms in the Unitary Republic of Indonesia to decide the case are the parties so that the distorting influence of conscience fact did not exist. And whoever the person put everything that happened with the actual received legal protection in accordance with the Law with the principle of Onsplitbaar Aveu Article 176 HIR. Haq against the verdict so that the nature of Almighty Alloh irodat not materialized, was forced to reject the truth, justice and honesty ... .... Allohu Akbar.
Revision of the decision of the Supreme Court dated July 29, 2004, No.27 notified PK/Pdt/2001 Garut District Court dated March 29, 2006, which settles the years .. This indicated that the law only serves as a tool for social engineer the potential to create social chaos.
8. Other efforts have taken Ny.Rochatin Atmanah, among others;
- Letter addressed to the Chairman Yth.Bapak MARI dated January 25, 1997.
- Letter addressed to Dear. Mr. Chairman of the National Ombusmand dated August 25, 2000 ..
- Letter of Recommendation from the Committee of Concerned West Java (KPJB) September 17, 2001.
- Letter addressed to Dear. Chairman of the ICW on 1 October 2001.
- Letter addressed to the President Yth.Bapak dated December 9, 2004.
- Letter addressed to the Chairman Yth.Bapak MARI dated June 20, 2005.
- Letter addressed to the Managing Director of Bank Jabar Yth.Bapak dated January 23, 2006.
- Letter addressed to Yth.Pimpinan Bank Indonesia on 12 November 2007.
- Letter addressed to Yth.Bapak Leadership PT.BPD West Java and Banten branch of Garut, PT.BPD Directors Mr. West Java and Banten, and Mr. Commissioner PT.BPD West Java and Banten on March 17, 2008.
9. The things mentioned above would be considered self-esteem, human rights are abused, intentionally made to not have human empowerment within a period of over 16 (sixteen) years.
There should be policies and decisions in favor of the right, that the implementation of the auction date of March 15, 1993 should be declared null and void because it was not through the correct procedures and proper. And the purchase and sale transactions that do not Drg.Herawati eligible Kemal propriety and decency (not in accordance with the arguments in jurisprudence MARI No.1250.K/Sip/1980 March 29, 1982), only with cheaper prices reason below market price and location has a very strategic position. Although the 'if' the buyer has made a purchase in good faith but if the original owner has a stronger interest than on the buyer the purchase and sale must be declared null and void in accordance with the decision MARI dated October 27, 1971 No.858.K/Sip/1971 .
10. After the verdict MARI Ny.Rochatin Atmanah efforts by legal counsel and PT Bank Jabar Banten in Bandung Center for suggestions and requests orally and PT Bank Jabar Banten Branch Bandung and Garut, was invited to make a written request justice on this case to the Bank Indonesia (BI) Bandung. Where PT.Bank attorneys in West Java and Banten, Bandung stated that any decision of Bank Indonesia (BI), PT Bank Jabar Banten branch and Garut will and should respond well to realize.
Bank Indonesia No.10/19/DS/Bd Letter dated January 29, 2008 about the case of Auction Houses that contains one important point to be consultation between the parties attempt PT.Bank Jabar & Banten Ny.Rochatin Atmanah party in return letter sent earlier on November 12, 2007. Having delivered the letter to PT Bank Jabar & Banten branch in Bandung and Garut on March 17, 2008 and dated February 12, 2009 implementa-tion about the efforts the Council, until this moment there is no response and goodwill from PT Bank Jabar & Banten, "Is that LEADER OF THIS STATE ALL who served as ITS TRUSTEES OF PEOPLE? FEAR THINGS THAT WILL DARE TO RUN RIGHT AND WRONG? ". This case was also reported to the criminal process to the police Garut no pol: 54/K/II/2002/pamapta./Resort Garut dated February 16, 2002 in accordance with the letter from the ICW no: 46/SK/HMP/I/2002 date January 8, 2002 to witness the reporting Ny.Rochatin Atmanah but until now no further process. "Then where again we search for truth and justice in the Republic of Indonesia this?"
Law Violation
Suspected of corrupt practices and abuses that occurred in the West Java and Banten PT.Bank Garut Branch and of the collusion between the parties and PT Bank Jabar Banten branch of the party BUPLN Garut Region IV Bandung, indications of violations of the law as follows;
1. The practice of corruption and collusion in PT .. Bank Jabar Banten branch of Garut and by eliminating the debt repayments of data a / n.Ny Rochatin Atmanah dated October 27, 1992 and January 16, 1993 when there was real evidence.
2. Implementation of the auction date March 3, 1993 and re-dated auctions March 15, 1993 not through the correct procedures and proper.
3. That the implementation of the auction date March 15, 1993 was not transparent. According to current provisions that the auction should be notified to the parties primarily concerned (Ny.Rochatin Atmanah).
It is ironic conducted the auction with the remaining debt Ny.Rochatin Atmanah only Rp 2,617,500, - (two million six hundred and seventeen thousand five hundred dollars), while according NJOP land prices in 1994 amounted to Rp 216,908,000, - (two hundred sixteen million nine hundred eight thousand dollars) equal to the market price approximately Rp 400.000.000, - (four hundred million dollars) not including a building area of Lux House of not less than 300 M2.
4. According to Mr. Aep Saepudin Effendi that implementation is only a few minutes with bidders only 1 (one) person with the winning bidder Djam Djam Sdr.Nur stated that the unseen / Fiktip (according to the Garut District Court Decision). It turned out that the implementation of the auction does not match the auction rules are published in the year 1908 LN 1940 LN Jo no.56. Thus, the auction should be null and void.
5. Purchase and sale transactions that are done Kemal Drg.Herawati not meet the requirements of propriety and decency (not in accordance with the arguments in jurisprudence MARI No.1250.K/Sip/1980 March 29, 1982), only with cheaper prices reason below market price and location has a very strategic position means not a Legal Causa.
In order upholding the truth for the sake Alloh Haq within 16 (sixteen) years:
1. Auction date March 15, 1993 should be null and void and the certificate of land with SHM No. 205 a / n. Ny Rochatin Atmanah should be refunded and Ny.Rochatin Atmanah must pay the remaining debt to the West Java and Banten PT.Bank Garut Branch of Rp 2,617,500, - (two million six hundred and seventeen thousand five hundred rupiah).
2. Immaterial damages as a result of reasonable error & drift management and Banten PT Bank Jabar Branch Garut within 16 (sixteen) years and has done extremely inhumane act (do injustice).
3. Law in the Republic of Indonesia must be truly applied and enforced without favoritism / discrimination, actualized conscience as a basis for legal decisions.
4. Caught, dragged and prosecute rogue elements involved in the case of this fiktip auction.
5. In this case, I hope all the involved actors who abuse / manipulate people's trust received forgiveness from Alloh SWT. But we must be sure that the punishment in the world would happen and we must believe in the future in the netherworld, I and all the actors involved will be brought together to held accountable for his actions.
Surat An-Nisaa '
Verse 58: Indeed, Allah orders you convey the message to the owners, and (told you) if the judge between people that ye judge with justice. Verily Allah gives instruction to his best. Allah is Hearer, Seer.
Surat Ibrahim
Verse 15: And they asked victory (over their enemies) and are doomed all those who apply to arbitrary longer stubborn,
Verse 16: Hell is before him and he will be given a drink with water and pus,
Verse 17: drink water and pus that he almost could not swallow it and come (the danger) of death to him from every side, but he did not die; and before him there was a severe punishment.
Verse 18: Those who disbelieve in their Lord, the practices they are like ashes which the wind blowing hard on a blustery day. They can not benefit one bit from what they have earned (the world). That is the far error.
6. Great Expectations Family Ny.Rochatin Atmanah, hopefully Case Fiktip Auctions like this do not happen to people / other bank customers. And please support and prayers from all sides, hopefully this case can be resolved properly and Family Ny.Rochatin Atmanah given spiritual and physical strength to handle this.
With all humility in terms of evil deeds step nahyi ma'ruf uphold truth simply because Alloh SWT is an obligation for a Muslim believer to go and fight, especially through the potential for intellectual, emotional and spiritual incredible ... .. Insha Alloh, amen.
Please prayer, advice and support, tks.
Wassalam the weak,
Ny.Rochatin Atmanah
Houses:
Cilimus Highway 230.
Village Sukarame, Bayongbong district, Garut -44,162.
Tlp.




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